Saturday, 16 July 2016

The negative side of Humor

The negative side of Humor

Where there is a positive side of things ... there is usually a negative side, and that goes for humor as well.

Unfortunately, the negative side of humor can be ugly ... it can hurt feelings, and can be harmful and destructive! There are people in this world who do almost anything for money. There are people in this world who do to power almost anything. There are people in this world who almost do anything for fame. And there are people in this world who do almost anything to get a laugh ... and if they hurt someone in the process ... no excuses ... business as usual!

In my view, this country is a big, bold attitude suffer problem that needs to be fixed! What teach parents their children ... to be corrupt? What happened to manners and respect? I have not seen a local news broadcast on television for years! Why? It's the same old broken record ... only the names are changed. The same old tired stories ... those who ... murdered, raped that another woman was robbed ... and there are more and more corruption scandal ... etc.

All this gets old after a while. You must be wondering whether it is good news, more in America! Yes, there is good news has not sell newspapers, and the television ratings and newspapers will not sell if it is not bad news!

I think that this society turns more and more negative, and everything negativity rubs off on the children and grandchildren. There is so much negativity in this society, that some of the people who claimed to be leaders and role model citizens in the community to be blown up for one or the other. Corruption; DWI; bad behavior in general.

How Humor this bad behavior to fit all? Lay the other ... just a laugh today! Ethnic jokes ... to obtain only a laugh! Racial slurs ... to obtain only a laugh! Dirty jokes ... to obtain only a laugh! Tease the other ... just to get a laugh! Negative humor, such as alcohol; Prostitution; Drugs will always be with us, and we all have to live with it, etc. Negative sentiment for America is another black eye!

A few years ago, when we on a few high school campus is part of the violence across the country. Students and others were shot and killed on the school grounds! There is no doubt in my mind that some of this violence began, at least partially, due to taunt children until they could not stand it anymore ... just to get a laugh!

What parents teach their children today? Have you ever heard of mutual respect? If they have heard of it, they do mutual respect, to teach their children? Many of us have been teased at school, I know what I have. As Hispanic, I remember, I was teased because I was not well, speak English or write. Kids would make fun of me ... just to get a laugh! It was so annoying for me that I did not go back to school! Everyone knows that children can be terrible. I have always been reluctant to give an oral book report for fear that the children would laugh at me! I will always remember those awful days of ridicule and hatred!

If you ever been depressed, by which I refer to as "the jester and people put-down" that enjoy a laugh get at the expense of someone else, then you know how awful it prick! I am reminded of a comedian (as he calls himself) that goes around the country, settling and making fun of people with disabilities and questioned ... only to get a laugh! This type is the lowest of the low! What's this? For a sense of humor What kind of people would laugh this jerk to see who finds amusing to people with disabilities! This so-called comedian and his followers are what I call "the little minds in the world!" You are spoiled ... all of them who would do such a thing!

Where is this country headed, if we allow this kind of thing, that is, making fun of the disabled and mentally handicapped? I know that the issue of free speech involved in ... and not much can be done about it! Are your children allow this so-called comedian to see the bottom set the disabled and the impugned

* I do not know funny or amusing to see a person something that has suffered a disease ?; an accident, and who will be the rest of his life in a wheelchair.

spend * I do not see anything funny or amusing about a person who was born with a deformity.

* I do not see anything funny or amusing about a blind person who is struggling.

* I have nothing to look funny or amusing about a person who has a speech impediment, hearing loss or serious burns!

Regrettably, humor play a part in all this, because it is the "small minds in the world", which I mentioned earlier that ever get this laughing their kicks ... bIS A TRAGEDY HAPPENED TO YOU! But there is a solution to all these, and is only with parents. Parents have to teach their children to respect others ... teasing or put-down by others out of bounds! Two of the most important words in the world are, "mutual respect", and the parents have to teach their children to respect others and to stay away from negative people, so that they do not negatively itself.

Negative and dirty humor are unacceptable to me! A person must not dirty to be funny! Negative humor can sting when you are on the receiving end of it! Many years ago, the senior President Bush said: "What we need is a gentler nation!" What he is talking about, I think, is what we do with each other as human beings ... and much of it is no laughing matter!

Friday, 15 July 2016

Financial advisors are not all the same!

Financial advisors are not all the same!

There are different types of financial advisers in the UK, and if you're just looking for financial advice, it is important for you, that you understand the key differences between them. Just as not all medical professionals are the same - there are paramedics, auxiliary nurses, nurses, doctors, registrars and consultants, for example - not all financial advisors the same

types of financial advisors

There are three main categories categories ~~ POS = HEADCOMP:

  1. Tied consultants , which usually work for a bank or an insurance company. You are only authorized to advise you on their own company's products;

  2. Multi-band Consultants , which are able to offer advice to companies of a limited set Panel;

  3. Independent financial advisers (IFAs) that will offer unbiased advice from the whole market.
The importance of independent financial advice

IFAs differ from tied and multi-tied advisers, not only because they offer all market advice, but also because they provide no company - they act as representatives of their customers, and it is their primary responsibility in the best interest of their customers to act at any time. IFAs must also offer the option of paying customers by fee rather than commissions from product providers. actually performed

Once an IFA with you a detailed has to find, so that he (or she) can fully understand current financial situation and your financial needs and goals, he goes away and some of the research that the to find best suitable financial products for you. He will then present you with his recommendations on a follow-up meeting

Qualifications

minimum qualifications . All consultants must provide investment advice to the minimum requirements of the Certificate in Financial Planning (CertPFS) or its predecessor, the Financial Planning Certificate (FPC) from the Chartered Institute of Insurance (CII), or the certificate for financial advisers (CEFA) from the IFS School of Finance ,

higher qualifications : who in 2012 consultants wish until the end of the year to give investment advice, still higher qualifications who have achieved - either the Diploma in Financial Planning (DipPFS) of the CII, or the diploma for financial advisors (DipFA) from the IFS. About one third of financial advisers in the UK are currently already qualified at this level. ! Hard

Certified Financial Planner The other study: This is an internationally recognized qualification for financial advisers around the world. In the UK it is awarded by the Institute of Financial Planning (IFP). To become a Certified Financial Planner (CFP), a financial advisor must first hold DipPFS, or have an equivalent qualification must work at least three years of relevant experience in finance services and based on a case study, a detailed budget of producing sufficiently high standard of the IFP Audit Committee to get redirected. You, the members of the IFP, to be on a strict code of ethics, and commit to continue the professional development (CPD)

Chartered Financial Planner . To a Chartered Financial Planner are - the height of the financial planning profession - consultants have professional development continues to be a member of the Personal Finance Society (PFS), have at least five years of relevant experience and commit. He or she also has the CII Advanced Diploma gain in financial planning, which is being awarded the highest qualification of the CII financial advisor. The CII operates a points system for the financial services exams. For example, you have to reach 70 points, the certificate will be awarded in financial planning and an additional 70 points to the diploma awarded in financial planning, to make a total of 140 points. However, to the Advanced Diploma will be awarded in financial planning, the candidate has to gain 290 points - more than four times the minimum requirement for financial advisors

CFP and Chartered Financial planners are the elite of the financial planning profession. They have demonstrated not only technical skills and financial planning skills, but also an exceptionally high level of commitment to their customers by the time and money they have spent in achieving their qualifications so she can move to give the highest level of the Council.

not matter "financial advisor qualifications? Certainly there are many excellent consultants who do not have higher qualifications have not (yet). However, if you have a serious illness, you would expect your doctor qualified to to reflect and experienced consultants would not you? CFP and Chartered financial planners as consultants financial planning profession and the good news is that, unlike in the medical profession, you can ask them directly.

Thursday, 14 July 2016

Spread Bedbugs Can dogs and cats?

Spread Bedbugs Can dogs and cats?

With the bedbug epidemic rises out of control, it is important to consider the role of animals in the production and distribution of bedbugs. Can bedbugs bite your dog or cat? Can Pets bedbugs transported from the farm? Are homes with pets more prone to bug infestations and more resistant to treatment?

The good news is that bedbugs are not interested in pet food or pet waste. They just want blood and they strongly prefer people to bite, because it is difficult to extract for them liquid through fur. The bad news is that any warm-blooded animal living in your home, as they can go work a magnet normally would not lure bedbugs out of hiding and distributing them to areas.

The steps you bedbugs to protect your bedroom to other areas of your house looking for food drive almost certainly against the infestation is. bedbugs cause factors such as body heat and pheromones to areas where pets congregate and relax. That's bad news for you and good news for the local pest control operators. The difference between a room to treat several rooms and treatment can be thousands of dollars. In the end it does not really matter if a bedbug has trouble biting your dog or cat. The worst part is that it left your bedroom to find another host and may lay eggs elsewhere could.

Make no mistake. Bedbugs can and will feed on animals when people counterparts due to factors not be reached, such as pesticides and bed protection. Pets that scabs or bald spots of flea and mite irritations are more prone to bedbug bites display. The most vulnerable place on the body of the dog is the belly, because he is not as hairy as other body parts, and it often comes in contact with the ground. A bedbug may include a journey from the shipyard to your home your dog hitchhiking exposed skin as a vehicle used, but this is a very small problem because bugs remain long enough to feed only on their hosts. It is much more likely to carry pet bugs in the house.

Most pesticides designed to kill bugs and repel are not safe for use on or near animals. The major exception is cedar oil. If human and animal quarters is applied, it kills bedbugs on contact and creates a lasting barrier that repels a variety of insects, including fleas, ticks, lice and mites. For these reasons, cedar oil is the pesticide of choice for large hotels always fast. Last year, one of the most prominent pest control company in the United States ordered 5,000 gallons of the substance.

The following guide has been developed to address the specific needs of pet owners who want to stop the cycle of attraction and disbursement. With the right attention to detail, it is possible to save thousands of dollars in destruction costs.

Do not stop by the rules, just because you no longer see bugs or experience bites. A bedbug can well fed to live up to six months, during a dormant bedbug can survive without blood meal to 18 months. A female bedbug can lay 5 eggs per day and 500 in their lives. An organized plan of action for pet owners is vital that wish contain infestations before they magnify exponentially

Some dos and don'ts for the Eradication of bedbugs in homes with pets: ..

1) Do not pyrethrum or pyrethrin sprays on mattresses, use dogs ~~ POS = TRUNC or lying. After an EPA survey of poison control centers, they cause more insecticide poisoning cases than any other pesticides except organophospates. Read labels carefully before they choose a do-it-yourself product.

. 2) limit the areas where sleeping pets. The presence of several unconscious bodies lounging around the house is a formula for attraction and disbursement. Crate pets at night, or a well-protected area for the animals to sleep aside. Spray pet beds with cedar oil and refresh the treatment every few weeks. Remove the old pet beds that have become contaminated, or wash them in the hottest water available.

. 3) Do not trust to prevent bedbugs in the traditional flea treatments from latching on animals. They are not effective against bedbugs, and they can be very dangerous. According to a 2010 statement by the Environmental Protection Agency, Article cats and dogs of flea hundreds of pets kill each year. In a national report ABC News in 2008, spot drop flea and ticks were released medication found more than 44,000 may result in severe reactions including seizures and 1,200 deaths.

4.) Any mist of cedar oil spray the carpet under your bed. Update the treatment once a month to protect animals that relax enjoy under beds and stop the cycle of attraction to your sleeping place.

. 5) you play detective, especially near areas where pets and people sleep. Lift carpet edges, remove moldings and study the seams where ceilings and walls meet. Ask yourself, where would you hide if you were a bedbug with a desire to live near your sleeping host. Would you slide behind a picture frame hanging above the bed of your hosts? Would you crawl into a pet toy, scratching post or pet bed? Spray any object that appears overly suspicious, even if you find any errors.

6.) Have Spray both sides of your mattress with cedar oil. Do not forget to remove the fine mesh cobweb netting that covers the bottom of most spring units. killing spray in this area plenty of bugs in bed hidden cavity.

7.) Use RV mattress and box spring covers to prevent future infestations. Choose a durable waterproof mattress encasement with a sturdy zipper. Apply tape over the tiny gaps where open and close zippers. Remember that bedbug nymphs with naked eyes are barely visible. They can easily penetrate zipper clasps.

. 8) protect bed legs, bed frames and headboards. Since bedbugs can not jump or fly, they are most likely to reach you crawl through furniture. Spray bed legs with cedar oil or cover them with double-sided tape. Update the tape when it appears dusty or no longer feels sticky. Consider your wooden headboard for a sleek metal design exchange without cracks and crevices.

9) Pets are not allowed in the newly protected bed. When your emotional bond too strong to check alone, sleep, cedar oil apply to your pets before they sleep with you.

10.) Do not start in other areas of the home to sleep! Bedbugs just your bedroom to leave in search of a warm body. The infestation is rapidly spreading to other rooms.

11.) Do not forget, baseboards and curtain spray skirts, touching the ground. This will prevent bedbugs from crawling the walls and across the ceiling, where they can parachute onto the mattress.

12.) Using a vacuum thoroughly and discard bedbugs escape the vacuum bag to prevent.

13) Wash linens and bedding in the hottest water available. Keep clean blankets and pajamas in giant Ziplock bags. Change the fresh clothes every time you get into bed. A bedbug can easily find a ride from your couch to your bed with your favorite robe as a vehicle hitch.

14) Spray sofas and armchairs, paying special attention to crevices and cushion wells. If you are sure that the living room is infested, remove the fine mesh cobweb netting on the bottom of the bed to gain access to the spring portion. Spray hiding in this area to kill plenty of bugs in sleeping cave.

15.) Do not buy smaller blankets that hang over the sides of the bed. Bedbugs have been known to lock on ceiling corners, touching the ground.

16) Did you move your bed six inches away from the wall or nightstand. Each part of the bed, which is touching a piece of furniture, an open path for crawling bugs.

17) spraying interior drawers, especially those closest bed. Pay special attention to cracks, seams and bevelled edges.

WELCOME TO MY WEBSITE